Most often while reading other companies’ or professionals’ advice about how to handle credit is that the advice often is opposite from one another or is incomplete.

Much of the time it is because advice given in magazines, periodicals and the web isn’t tailored to the individual needs. Sometimes the advice is just plain wrong!

Hopefully, the “just plain wrong” isn’t the case here, but having said that, it is important for you to really think about what you are doing when you apply for credit, close accounts, open accounts, or miss making a payment on time.

When you do something is very important.

It does take time to repair credit. If you can give yourself at least six months to actively work on things you could dramatically change your credit scores.

The single greatest thing that can hurt your credit is timing.

The single greatest thing that can help your credit is Time.

I hope that you will spend the time to work on this very important part of your life.

Please come back to our site often as we will plan to offer helpful tips that may help you along the way.

We hope you will tell your friends about us! E-mail this page to a friend

If you haven’t ordered our Credit Fitness® Guide to Optimizing Your Credit Scores then please do now. ® Guide to Credit Improvement" width="72" height="20" border="0" align="absmiddle">